When you should consider Life Insurance

Starting a family, getting married, buying a home or maybe changing jobs? All of these have risks attached to them and having life insurance gives you and your dependants and safety net with life cover.

Starting a family and with children in the home can put spanners into the works on many levels and the life insurance is a must with all the “what if’s” As soon as you see and hold your first child you know exactly what we mean by nothing else matters apart from the future of that child’s life. The safety, the knowledge that he or she will be looked after if either of you ever died and left a mortgage, debts, bills and costs.

Buying a home is the biggest financial commitment a couple can make and you can both be bound in a contract to keep up payments on your mortgage or face repossession. You can protect this by taking mortgage life insurance out that covers the whole cost to pay off your mortgage. If you have a interest only one mortgage this insurance payment for cover will remain the same but if you have a repayment mortgage the size of your outstanding will reduce along with the risk to us. This enables us to reduce your monthly policy payment.

Fill out our form to get a quote to help protect your dependants today.